Terms of Use

Last updated: August 19, 2026

Agreement to Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Definitions

In these Terms of Use:

• "Website" refers to the petal-quest website and all its pages
• "We", "us", and "our" refer to petal-quest
• "You" and "your" refer to the user or viewer of our website
• "Services" refer to our financial education courses and related offerings

Use of Website

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that breaches applicable local, national, or international law
• Use the website in any way that is unlawful or fraudulent
• Transmit or send any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to our website, servers, or databases
• Attack our website via denial-of-service or distributed denial-of-service attacks

Course Enrollment and Payments

Enrollment Process

When you enroll in a course, you enter into a contract with us. By submitting an enrollment form, you confirm that all information provided is accurate and complete.

Payment Terms

Course fees must be paid in full before the course start date unless alternative payment arrangements have been agreed upon in writing. We accept payment via bank transfer and major credit/debit cards.

Pricing

All prices are displayed in British Pounds (GBP) and include applicable taxes unless otherwise stated. We reserve the right to change our prices at any time, but changes will not affect enrollments already confirmed.

Cancellation and Refund Policy

• Cancellations made more than 14 days before the course start date will receive a full refund
• Cancellations made between 7 and 14 days before the start date will receive a 50% refund
• Cancellations made less than 7 days before the start date are non-refundable
• We reserve the right to cancel courses due to insufficient enrollment or unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to another course

Intellectual Property Rights

Unless otherwise stated, we own or license all intellectual property rights in our website and course materials. This includes but is not limited to:

• Website design and layout
• Course content and materials
• Text, graphics, and images
• Brand names and logos

You may not reproduce, distribute, modify, or create derivative works from our materials without express written permission.

Course Materials

Course materials provided to enrolled participants are for personal use only. You may not:

• Share or distribute materials to non-enrolled individuals
• Use materials for commercial purposes
• Reproduce materials without permission

Disclaimer of Educational Outcomes

While we strive to provide high-quality financial education, we cannot guarantee specific outcomes or results from our courses. Success depends on individual effort, circumstances, and application of learned principles.

Professional Advice Disclaimer

The information provided through our website and courses is for educational purposes only and should not be construed as professional financial advice. We are not licensed financial advisors, and participants should consult with qualified professionals before making financial decisions.

Limitation of Liability

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from:

• Use of or inability to use our website
• Reliance on information provided on our website
• Financial decisions made based on course content
• Interruption or delay in access to our services

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, liability, and expenses arising from your breach of these Terms of Use or your use of our website and services.

External Links

Our website may contain links to external websites. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Variation of Terms

We may revise these Terms of Use at any time. The revised terms will apply to the use of our website from the date of publication. Please check this page regularly to ensure you are aware of any changes.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Information

If you have any questions about these Terms of Use, please contact us:

petal-quest
45 Wellington Street
Leeds, LS1 4HZ
United Kingdom
Email: [email protected]